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Or, maybe PayPal or your bank has despatched an official-looking e-mail questioning whether someone else is dipping into your account. For verification, they ask that you click on a hyperlink, go to what appears to be their site and kind in financial institution or bank card account numbers. “That’s odd,” you might imagine “they have already got all that data.” And also you would be right. As soon as again, you are staring at potential online fraud.